Salary Sacrifice Calculator

Corrections Policy

How MoneyToolkit handles possible errors, outdated sources, and unclear results.

Last updated: 4 August 2026

Corrections & updates log

A public record of substantive changes to this site's calculators and content. Corrections fix something we got wrong; updates track routine maintenance such as annual rate changes. Minor copy edits are not logged.

This public log was established on 4 Aug 2026. Earlier entries were reconstructed from our dated version history.

  1. update

    Salary sacrifice calculator rolled to 2026–27

    Updated the calculator for the 2026–27 financial year, including the 15% resident tax bracket, indexed HELP repayment bands, the annual maximum super contribution base, and the $32,500 concessional contributions cap.

    Affected: Salary Sacrifice Calculator, Salary Sacrifice and HELP Guide, Methodology

Report a possible error

Email [email protected] with the page URL and a short description of what appears incorrect. For calculator issues, include the inputs needed to reproduce the result, but do not send tax file numbers, payslips, employment contracts, super member details, account information, or complete tax records.

A link to an official source, legislation, regulator guidance, or other supporting evidence helps us investigate more quickly.

What happens next

  1. 1

    Reproduce and verify

    We check the page, calculation path, cited source, and relevant assumptions.

  2. 2

    Assess materiality

    We distinguish a factual or calculation error from a reasonable difference in assumptions or circumstances.

  3. 3

    Correct the source and explanation

    If a material error is confirmed, we update the calculation or text and review related pages that may rely on the same information.

  4. 4

    Record meaningful changes

    We update the page review date when the correction materially changes a result, threshold, benchmark, or conclusion.

A different estimate is not necessarily an error

The suitability and outcome of salary sacrifice depend on employment arrangements, total contributions, income, Division 293 tax, HELP, benefits, fund rules, and personal goals. Confirm arrangements with payroll and seek advice where appropriate.

Privacy when reporting

Send only the minimum information needed to reproduce the issue. We do not need identity documents, account numbers, tax file numbers, addresses, or complete financial records. See the privacy policy for more information.